Voice Teacher at Takelessons.com (Salt Lake City, UT)

Voice Teacher at Takelessons.com (Salt Lake City, UT)
Now Hiring Voice, Piano, and Guitar Teachers! TakeLessons is dedicated to helping our students Live Their Dream. We provide private music and voice lessons to students nationwide. We expect our students to be given a FirstClass Experience...
Source: www.simplyhired.com

Sr. Financial Analyst at Bard Access Systems (Salt Lake City, UT)
This position is responsible for providing the senior role in the accurate and timely financial information for use by management in key business decision-making. This position is heavily involved in the development of the annual budgets.
Source: www.simplyhired.com

Senior Engineer at Bard Access Systems (Salt Lake City, UT)
Bard Access Systems/Salt Lake City, UT This position is responsible for system development and improvement along with managing projects with divisional impact. Responsible for concept generation, design, development and evaluation of new...
Source: www.simplyhired.com

REAL ESTATE SETTLEMENT PROCEDURES ACT: RESPA SECTION 10 GUIDELINES

The Real Estate Settlement Procedures Act (RESPA) has strict guidelines on Escrow Accounts under Section 10. Sec. 10 places limits on the amount of money a lender requires a borrower to hold in an escrow account for payment of taxes, homeowners insurance, flood insurance, private mortgage insurance, or any other charge related to the property. RESPA's Section 10 does not require that all loans have an escrow account, instead it regulates the maximum amount of money that can be deposited into an escrow account.

Lenders under Section 10 must conduct a escrow account analysis at least once a year and if there is a shortage they must notify the borrower of the problem and if a borrower's escrow account has more than $50.00 the lender is required to refund the borrower the difference.

Source: www.respalawyer.com

Guitar Teachers at Schoolofmusic (West Valley City, UT)
schoolofmusic.com's website provides an opportunity to apply for music teaching opportunities for guitar teachers who read music and understand theory. We advertise extensively in areas where we have instructors with openings to develop...
Source: www.simplyhired.com

FINANCIAL SERVICES COMMITTEE MOVES TO SUSPEND NEW GOOD FAITH ESTIMATE (GFE) AND HUD-1 SETTLEMENT STATEMENT

The Financial Services Committee for the House of Representatives voted to suspend the implementation of the new Good Faith Estimate (GFE) and Housing and Urban Development (HUD-1) Settlement Statement. The committee voted to amend the Mortgage Reform and Anti-Predatory Lending Act (H.R. 1728) because the Federal Reserve Board is coming out with a new Truth-in-Lending Act (TILA) disclosure. Many in the industry are concerned that the new TILA disclosure will not integrate properly with the new HUD-1 and GFE. The bill will soon go to the full House and the Senate has its own version it will be pushing. So it looks like the new GFE and HUD-1 will have to wait until the TILA is finalized by the Federal Reserve Board.

The Real Estate Services Providers Council, Inc. (RESPRO) has more information on the House committee action.

Source: www.respalawyer.com

Java Developer at IT Company (Salt Lake City, UT)
Join a Dynamic Creative Team of Java Developers! Work for a stable and well-known techno-centric company with career advancement and job security in mind. We are seeking talented and creative Java Developers with 4+ years of paid...
Source: www.simplyhired.com

OREGON SENATOR JEFF MERKLEY INTRODUCES TRANSPARENCY FOR HOMEOWNERS ACT AND PROMOTING MORTGAGE RESPONSIBILITY ACT OF 2009

Oregon Senator Jeff Merkley has introduced two new legislative bills that the real estate industry and public need to be keenly aware of: Senate Bill 911 known as The Transparency for Homeowners Act and Senate Bill 912 known as The Promoting Mortgage Responsibility Act. Sen. Merkley believes that abolishing the Yield Spread Premium (YSP) will stop the real estate mortgage problems in the United States because by eliminating the YSP will kill off the mortgage brokerage industry who rely on the YSP as part of their compensation. There have been abuses with the YSP and never was that more apparent during the sub-prime mortgage craze but if Senator Merkley was really interested in reigning in abusive practices they why didn't he address the Service Release Premium (SRP) abuses which far exceeded the abuses of the Yield Spread Premium? Robert Blake of the Mortgage Insider criticizes both bills as an attempt by the banking lobby to kill off their competition.

Source: www.respalawyer.com